The Mississippi Office of Student Financial Aid provides the information below for general information purposes only. We cannot access your federal student loan accounts or provide individualized repayment guidance. For personalized assistance, borrowers must contact Federal Student Aid (FSA) or their assigned loan servicer directly.
Federal Student Loan Repayment Information
Borrowers with federal student loans can explore repayment options and tools through Federal Student Aid, the U.S. Department of Education’s official student aid website.
Repayment Plans
Federal student loans offer several repayment plans, including income-driven repayment options. These plans differ based on monthly payment amounts, repayment length, and eligibility requirements.
Learn more about federal repayment plans:
https://studentaid.gov/repay-loans
Loan Simulator
The Loan Simulator allows borrowers to estimate monthly payments, compare repayment plans, and explore potential forgiveness options using their federal student loan information.
Access the Loan Simulator:
https://studentaid.gov/loan-simulator
Federal Loan Servicers
Federal student loan servicers manage billing, repayment, and customer service for federal student loans. Borrowers must contact their assigned servicer for account-specific questions.
Find your loan servicer:
https://studentaid.gov/manage-loans/repayment/servicers
Contact Federal Student Aid
For personalized assistance with federal student loan repayment, borrowers can contact Federal Student Aid directly:
- Website: https://studentaid.gov
- Phone: 1-800-4-FED-AID (1-800-433-3243)
- TTY (hearing-impaired): 1-800-730-8913
Federal Student Aid representatives can assist with repayment plans, loan forgiveness and discharge programs, deferment and forbearance options, and loan servicer information.
